Custom home plans & line-item estimates
A Plan You Trust. A Price You Can Prove.
Planning to build or renovate? Armor Plan gives you a custom plan and an itemized estimate, so you can walk into the bank prepared and sit across from builders knowing what your project should cost.
Dream it. Plan it. Protect it.
What Armor Plan is
Your plan and your price, in your corner.
Armor Plan creates custom house plans and detailed construction estimates for new homes and renovations. With more than 20 years in the industry, we have seen how projects go sideways: a plan that was never finished, a number that was never real, a bid padded where nobody was looking.
So we start where it counts. A solid plan and a line-by-line estimate give you something to take to your lender and something to hold every builder bid up against. That is the armor.
- 20+ years in the industry
- New builds & renovations
- 20-Point Guidance System
A solid plan and estimate help you avoid many of the major mistakes people run into.
The Armor Plan approachBank-ready
Take your plan and line-item estimate straight to your lender. It gives the bank what it needs to review a construction loan.
Bid-proof
Get builder bids on the same plan and compare them line by line, so no one can quietly hike up your costs.
You stay in control
Our 20-Point Guidance System walks you through what to do, and what to be prepared for, at every stage.
Services
A complete package, built around your home.
Every project gets the same careful treatment, whether it is a new house on open ground or a renovation of the one you already love.
Custom house plan
For your new home or renovation: floor plans, elevations, and the details builders need to price it.
Line-item estimate
A construction estimate broken out by trade, from dirt work to final trim.
Finish-level & allowance schedule
So you know which numbers are fixed and which can move.
Bid comparison worksheet
Line up three builder bids against your estimate and see who is fair and who is padding the job.
Lender-ready summary
Organized the way a bank reviews a construction loan.
The 20-Point Guidance System
Your step-by-step checklist from first budget to final walkthrough.
How it works
From first idea to a number you can trust.
Tell us your plan
Share what you want to build or change, your site, and your budget. Call, email, or use the form below.
We draw it
We turn your ideas into a custom plan with the detail builders need to price it.
We price it
You get a line-item estimate and a finish and allowance schedule, so you know what is fixed and what can move.
You go with confidence
Take it to your lender. Hand the same plan to builders and compare their bids against your estimate.
Free download
The 20-Point Guidance System
Know what to do, and what to be ready for, at every step. Twenty checkpoints from your first budget to your final walkthrough, each with a plain-English reason it matters and room for notes.
Before design
- Set a real budget
- Talk to your lender early
- Confirm the land
- Line up utilities
- Decide who builds
Plan & estimate
- Lock the floor plan before pricing
- Pick a finish level
- Get a line-item estimate
- Know allowances vs. fixed costs
- Identify engineering items early
Bids & contracts
- Get at least three bids
- Compare line by line
- Check the builder
- Get a written contract
- Never pay far ahead of completed work
During the build
- Permits and inspections
- Tie draws to completed milestones
- Track every change order in writing
- Collect lien waivers
- Final walkthrough and punch list before final payment
3 pages. Print it, check the boxes, and bring it to every meeting with your lender and your builder.
Design your dream home.
We are building something fun: a hands-on house plan creator where you can play with rooms and layouts, see a basic plan take shape, and turn "what if?" into "this is it."
- Kitchen
- Living room
- Art studio
- Bedrooms
- Porch
- Garage
Contact
Before you sign with a builder, let's talk.
Call or email to schedule a consultation. Tell us a little about your project and Jeff will get back to you.
- Jeff Lacy, OwnerArmor Plan
- Phone(402) 910-6394
- Emailjeff@mmwwco.com
- Address409 E 4th St
Stromsburg, NE 68666